If you own a rental home, read this!

Have you thought about what might happen if your rental home were to catch fire or be flooded? Sure, you have homeowner's insurance, but it doesn't cover your renter's personal property. If you were to make it a requirement in your lease agreement that the tenant have renter's insurance, it just might protect you as a landlord from paying for their damaged or destroyed goods. Now that's something to think about!!

Island Curry Layers - Appetizer Recipe

Summer is right around the corner and here is a yummy easy recipe for your next gathering.

ISLAND CURRY LAYERS

8 oz. cream cheese, softened
1 cup cottage cheese
1/4 cup sour cream
2 teaspoons curry powder
1 cup mango chutney
1/3 cup shredded coconut
1 cup cooked chicken, diced
1/2 C. raisins
1/2 cup salted peanuts

Mix cream cheese, cottage cheese, sour cream and curry powder together until smooth. Spread over bottom of an appetizer plate.

Add layers of chutney, raisins, coconut, chicken, and peanuts. Cover. Chill. Serve with crackers.

Behind in house payments, need help?

Here is a link that may help you find some helpful advice:

http://www.financialstability.gov/makinghomeaffordable

Some of you may be struggling with a difficult decision. Should we let our house go back to the bank (they really don't want it!) in a foreclosure, do we need to sell short, which requires bank participation to agree to let you sell the house for less than you owe on it. Perhaps another alternative is to see what our government has made available in the way of help. Lots of people bought their homes with a very high debt to income ratio which has made it very tough for families to make their house payment and still have money for food, clothing, etc. If you are in this category, check out the link and see if there is a way for you to refinance, or reduce your payment amount in order to be able to stay in your home. If you have questions or would like to talk about whether to sell or refinance, give me a call at 425-890-0124.